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What is AFASA (Anti-Financial Account Scamming Act) Circular 1213?

AFASA Circular 1213 from the BSP (Bangko Sentral ng Pilipinas) sets a new standard for digital trust.

It mandates stronger authentication, robust fraud controls, and improved access governance – especially for financial institutions, PSPs (Payment Service Providers), and fintechs.

What is Descope and how does it help?

Descope is a no-code customer identity and access management (CIAM) platform that helps financial institutions build secure, compliant login experiences, fast.

With ready-to-use authentication flows and built-in fraud protection, Descope makes meeting AFASA Circular 1213 simple.

Key capabilities include:

 

 Multi-Factor Authentication

 Device Fingerprinting & Geolocation Monitoring

 Bot & Fraud Detection

 Biometric & Behavioral Authentication

 Adaptive and Passwordless Auth

 Full Audit Logging & Reporting

We took the Passkey Pledge!

Descope is a global leader in passkey adoption and a committed supporter of the FIDO Alliance.

We champion secure, passwordless authentication as the new standard — especially critical in high-risk, regulated sectors like BFSI.

 

 

 

Built-In AFASA-compliant flows – ready to deploy

No development needed. Descope’s ready-made and prebuilt user journey templates are tailored to Circular 1213.

Built for BFSI companies in Philippines

From onboarding to go-live, our teams in Manila, Cebu, and Singapore provide hands-on support to help you:

  • Accelerate AFASA compliance
  • Reduce fraud exposure
  • Deliver frictionless customer journeys

Transparent pricing, future-proof value

The Descope Enterprise Platform charges once per Monthly Active User (MAU) – no matter how often users authenticate.

Every plan includes:

  • Unlimited usage
  • Full MFA suite (adaptive, behavioral, biometric)
  • API & SDK access
  • Continuous updates for new BSP requirements
  • Complete implementation and support services

Unlock Expert Insights: Your AFASA Compliance Guide

Fill in our form today to connect with an expert and instantly receive your comprehensive guide. It’s packed with practical, expert-backed insights on how to implement AFASA requirements – faster and smarter with Descope

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Ready to simplify your AFASA compliance?

Speak with our team for expert advice on fast-tracking your compliance - plus a copy of our AFASA guide.

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