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What is AFASA (Anti-Financial Account Scamming Act) Circular 1213?
AFASA Circular 1213 from the BSP (Bangko Sentral ng Pilipinas) sets a new standard for digital trust.
It mandates stronger authentication, robust fraud controls, and improved access governance – especially for financial institutions, PSPs (Payment Service Providers), and fintechs.
What is Descope and how does it help?
Descope is a no-code customer identity and access management (CIAM) platform that helps financial institutions build secure, compliant login experiences, fast.
With ready-to-use authentication flows and built-in fraud protection, Descope makes meeting AFASA Circular 1213 simple.
Key capabilities include:
Multi-Factor Authentication
Device Fingerprinting & Geolocation Monitoring
Bot & Fraud Detection
Biometric & Behavioral Authentication
Adaptive and Passwordless Auth
Full Audit Logging & Reporting
We took the Passkey Pledge!
Descope is a global leader in passkey adoption and a committed supporter of the FIDO Alliance.
We champion secure, passwordless authentication as the new standard — especially critical in high-risk, regulated sectors like BFSI.
Built-In AFASA-compliant flows – ready to deploy

No development needed. Descope’s ready-made and prebuilt user journey templates are tailored to Circular 1213.
Built for BFSI companies in Philippines
From onboarding to go-live, our teams in Manila, Cebu, and Singapore provide hands-on support to help you:
- Accelerate AFASA compliance
- Reduce fraud exposure
- Deliver frictionless customer journeys
Transparent pricing, future-proof value
The Descope Enterprise Platform charges once per Monthly Active User (MAU) – no matter how often users authenticate.
Every plan includes:
- Unlimited usage
- Full MFA suite (adaptive, behavioral, biometric)
- API & SDK access
- Continuous updates for new BSP requirements
- Complete implementation and support services
Unlock Expert Insights: Your AFASA Compliance Guide
Fill in our form today to connect with an expert and instantly receive your comprehensive guide. It’s packed with practical, expert-backed insights on how to implement AFASA requirements – faster and smarter with Descope
Ready to simplify your AFASA compliance?
Speak with our team for expert advice on fast-tracking your compliance - plus a copy of our AFASA guide.
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